Alpha Training
Monday, April 29, 2013
Monday, April 8, 2013
Sunday, April 7, 2013
Thursday, April 4, 2013
Tuesday, April 2, 2013
How to avoid Negative Equity - 23
How to avoid Negative Equity - 23
Some Property commentators are predicting a flat Property Market
or a 5-10% squeeze on Australian Property prices
over the course of this year,
whilst the majority of commentators are predicting
"Confidence has returned",
"Everything is dandy again",
"We're on the up and up".
To create a Financial Strategy to avoid Negative Equity,
it is very important to follow the minutes of the monthly RBA Board meetings.
In an Article on April 2nd, 2013 on the News Limited Network,
"Reserve Bank leaves Interest Rates on hold at 3 per cent ".
The key sentiment being expressed by the RBA at present is caution.
The economic problems in Europe are creating a cautious attitude
with central Banks across the globe at present.
The article continues ,
"Homeowners can breathe easy for another month
after the Reserve Bank left Interest Rates unchanged at 3 per cent
at its monthly board meeting.
Most economists had expected the central bank
to keep the cash rate steady."
Why did most economists expect the cental bank
to keep the cash rate steady ?
Is it because of the attitude of caution
considering the European Economic crisis ?
What effect is this attitude of caution going to have
on Australian Property prices ?
What will happen to Australian and New Zealand households
who buy Property at inflated Prices ?
What is one of the major causes of the
European Economic crisis ?
Europe is experiencing a Tidal Wave of Baby Boomer Retirements,
the same as Australia, New Zealand and the USA.
The article continues,
" RBA Governor Glenn Stevens said with economic growth
expected to be a little below trend over the coming year,
it was not prudent to change the cash rate. "
Reserve Bank leaves Interest Rates on hold
Why is economic growth expected to be below trend ?
Join the Discussion on Facebook -
Craig Holme Consulting
Would you like to obtain the qualification to work in the Finance Industry ?
We are currently conducting the Mortgage Diploma by Webinar.
Enquiries phone 0423 585 932 .
Some Property commentators are predicting a flat Property Market
or a 5-10% squeeze on Australian Property prices
over the course of this year,
whilst the majority of commentators are predicting
"Confidence has returned",
"Everything is dandy again",
"We're on the up and up".
To create a Financial Strategy to avoid Negative Equity,
it is very important to follow the minutes of the monthly RBA Board meetings.
In an Article on April 2nd, 2013 on the News Limited Network,
"Reserve Bank leaves Interest Rates on hold at 3 per cent ".
The key sentiment being expressed by the RBA at present is caution.
The economic problems in Europe are creating a cautious attitude
with central Banks across the globe at present.
The article continues ,
"Homeowners can breathe easy for another month
after the Reserve Bank left Interest Rates unchanged at 3 per cent
at its monthly board meeting.
Most economists had expected the central bank
to keep the cash rate steady."
Why did most economists expect the cental bank
to keep the cash rate steady ?
Is it because of the attitude of caution
considering the European Economic crisis ?
What effect is this attitude of caution going to have
on Australian Property prices ?
What will happen to Australian and New Zealand households
who buy Property at inflated Prices ?
What is one of the major causes of the
European Economic crisis ?
Europe is experiencing a Tidal Wave of Baby Boomer Retirements,
the same as Australia, New Zealand and the USA.
The article continues,
" RBA Governor Glenn Stevens said with economic growth
expected to be a little below trend over the coming year,
it was not prudent to change the cash rate. "
Reserve Bank leaves Interest Rates on hold
Why is economic growth expected to be below trend ?
Join the Discussion on Facebook -
Craig Holme Consulting
Would you like to obtain the qualification to work in the Finance Industry ?
We are currently conducting the Mortgage Diploma by Webinar.
Enquiries phone 0423 585 932 .
Copyright - Craig Holme - 2013
Monday, April 1, 2013
How to avoid Negative Equity - 22
How to avoid Negative Equity - 22
Whilst many Finance companies are running very gimmicky
Advertising campaigns at present,
such as ,
" Refinance and save $1000 ",
we are concerned with the much more serious question ,
" Are you paying too much for your Property purchase ?"
You may or may not save $1000 by refinancing,
but if you are paying $50,000 too much
for your Property purchase,
you will be losing a substantial amount of money.
To avoid the possibility of Negative Equity over the next 5 years,
it is essential that you pay a fair Market Price for Property.
By utilising the services of a Buyers Agent,
you can negotiate to get the lowest possible Price.
If an Apartment is listed for sale at $500,000 ,
and the Buyers Agent is able to get a $50,000 discount,
hence arranging a fair Market Price of $450,000,
this means that you need to borrow $50,000 less.
This is a potentially huge saving
and is far more important than chasing Gimmicks
if you want to avoid Negative Equity in the future.
What do you think ?
Would you like to get the Best Property Price ?
Honeymoon over for Mortgage holders
Would you like to join the Discussion on Facebook ?
Craig Holme Consulting
Whilst many Finance companies are running very gimmicky
Advertising campaigns at present,
such as ,
" Refinance and save $1000 ",
we are concerned with the much more serious question ,
" Are you paying too much for your Property purchase ?"
You may or may not save $1000 by refinancing,
but if you are paying $50,000 too much
for your Property purchase,
you will be losing a substantial amount of money.
To avoid the possibility of Negative Equity over the next 5 years,
it is essential that you pay a fair Market Price for Property.
By utilising the services of a Buyers Agent,
you can negotiate to get the lowest possible Price.
If an Apartment is listed for sale at $500,000 ,
and the Buyers Agent is able to get a $50,000 discount,
hence arranging a fair Market Price of $450,000,
this means that you need to borrow $50,000 less.
This is a potentially huge saving
and is far more important than chasing Gimmicks
if you want to avoid Negative Equity in the future.
What do you think ?
Would you like to get the Best Property Price ?
Honeymoon over for Mortgage holders
Would you like to join the Discussion on Facebook ?
Craig Holme Consulting
Copyright - Craig Holme - 2013
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